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Tax tips to know before filing your 2023 income tax - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61f3d2e0c7a0ea49670e061e/74944285-d9f2-46d1-b98e-9112535945ce/2023+Income+Tax+Year+Tips+Families.png Articles - Tax tips to know before filing your 2023 income tax - Make it stand out For Individuals and Families Canada Training Credit (CTC) The CTC is a refundable tax credit available to help Canadians with the cost of eligible training fees. To qualify for the CTC, you need to fill out Schedule 11 for the following: Tuition fees and other applicable fees paid to an eligible educational institution in Canada for courses taken in 2023. Fees paid to specific organizations for occupational, trade, or professional examinations undertaken in 2023. To be eligible for the CTC, you must meet all these conditions: You resided in Canada for the entire year of 2023. You were at least 26 years old but less than 66 years old at the end of the year. Your most recent notice of assessment or reassessment for 2022 shows a Canada Training Credit Limit for 2023. Canada Caregiver Credit (CCC) The CCC is a non-refundable tax credit aimed at assisting individuals who provide support to a spouse, common-law partner, or dependent with a physical or mental impairment, as outlined by the CRA. You might be eligible for the CCC if you aid: Your spouse or common-law partner dealing with a physical or mental impairment. Dependents such as children, grandchildren, parents, grandparents, siblings, uncles, aunts, nieces, or nephews residing in Canada, who rely on you for consistent provision of basic needs like food, shelter, and clothing. The amount you can claim varies depending on your relationship to the individual, your circumstances, their net income, and whether other credits are claimed for them. Child Care Expenses Child care expenses encompass payments made by you or someone else to arrange care for an eligible child. This care allows you to participate in income-earning activities, pursue education, or conduct research funded by a grant. If you qualify, you can claim certain childcare expenses as deductions when you file your personal income tax return. Disability Tax Credit (DTC) The DTC is a non-refundable tax credit designed to support individuals with disabilities, or their family members who provide support, by reducing their income tax responsibilities. To be eligible for this credit, individuals must have a significant and enduring impairment. Once approved, they can apply the credit when filing their taxes. The DTC aims to ease some of the extra costs linked with the disability by lessening the individual's income tax burden. Moving You can claim moving expenses you paid during the year if you meet these conditions You moved to a new residence for work reasons, to start a business in a different area, or to attend a post-secondary program as a full-time student at a university, college, or other educational institution. Your new residence must be at least 40 kilometres closer, determined by the shortest public route, to your new work location or educational institution. Interest Paid on Student Loans You might qualify to claim an amount for the interest paid on your student loan for post-secondary education if it was obtained under the following acts: Canada Student Loans Act Canada Student Financial Assistance Act Apprentice Loans Act Provincial or territorial government laws that are similar to the aforementioned acts. Only you, or a person related to you, can claim the interest paid on the loan within the tax year 2023 or the preceding 5 years. Donations and Gifts When you or your spouse/common-law partner donate to eligible institutions, you might be eligible for federal and provincial/territorial non-refundable tax credits when you file your income tax and benefit return. Normally, you can claim a portion or the full eligible donation amount, capped at 75% of your net income for the tax year. Seeking guidance? Wondering if you qualify for valuable tax credits or deductions? Reach out to us – as your financial advisor, we're here to assist you in optimizing your finances and maximizing your savings. Source: https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/whats-new.html  Canada Training Credit: https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/line-45350-canada-training-credit.html  Canada Caregiver Credit: https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/canada-caregiver-amount.html  Child Care Expense: https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/line-21400-child-care-expenses.html  Disability Tax Credit: https://www.canada.ca/en/revenue-agency/services/tax/individuals/segments/tax-credits-deductions-persons-disabilities/disability-tax-credit.html  Moving: 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